The second statement is from 2002. I had increased my payments slightly to £15, then £20. At this time Paragon never questioned how much I paid and carried on accepting the token payments arranged by CAB. They made no mention of adding interest back on and I presumed it was frozen as they had agreed.
You'll see that by the end of that statement they had started charging £240 interest a month, on my payment of £20. The balance now stood at over £12,000, yet I was never told this.
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